Defendant was not present in court or represented by counsel and, of course, motion for nonsuit was not made at the close of plaintiff’s evidence. Ordinarily, failure to make the motion amounts to a waiver. G.S. 1-183. However, it is not- error for the court to enter a judgment as of nonsuit on its own motion when the evidence would justify a directed verdict, a nonsuit and directed verdict having the same legal effect. Ferrell v. Insurance Co., 208 N.C. 420, 181 S.E. 327. And the court may direct a verdict against the party who has the burden of proof if the evidence offered, when taken as true, fails to make out a case. Strigas v. Insurance Co., 236 N.C. 734, 73 S.E. 2d 788; Arnold v. Charles Enterprises, Inc., 264 N.C. 92, 141 S.E. 2d 14.
Therefore, taking all of plaintiff’s evidence as true, we must decide whether the trial court erred in refusing to submit to the jury the issue of punitive damages and the issue of whether plaintiff was entitled to execution against the person of defendant.
The trial judge correctly ruled in not submitting the issue of punitive damages to the jury.
In the case of Swinton v. Realty Co., 236 N.C. 723, 73 S.E. 2d 785, plaintiffs, who were aged and uneducated Negroes, instituted action to recover damages for fraudulent misrepresentations as to the amount of land included in a lot purchased by them from defendants. The Court, holding that plaintiffs were not entitled to punitive damages in their action for fraud merely upon a showing of misrepresentations which constituted the .cause of action, without more, said:
‘ “Punitive damages” are damages, other than compensatory or nominal damages, awarded against a person to punish him for his outrageous conduct.’ . . .
“In some cases, in actions to recover damages for fraud, where punitive damages are asked, it is suggested .that a line of demarcation be drawn between aggravated fraud,and simple fraud, with punitive damages allowable in the one case and refused in the other. In a note in 165 A.L.R. 616, it is said: fAll that can be said is that to constitute aggravated fraud there must be some additional element of a social behavior which goes beyond the facts necessary to create a case • of simple fraud.’ ”
“We are inclined to the view that the facts in evidence here are not sufficient to warrant the allowance-of punitive damages. There was no evidence of insult, indignity, .malice, oppression or bad motive other than the • same- false representations for which they have'received the amount demanded.”
Here, taking, all plaintiff’s evidence as true, the record is void of evidence of insult, indignity, malice, oppression or bad motive, and the facts upon which plaintiff would recover punitive damages are the same facts on which he bases his cause of action. Therefore, plaintiff cannot prevail. •
G.S. 1-410 provides in what cases the defendant may be arrested in civil matters. The statute is divided into five sub-divisions, each specifying one or more classes of cases in which a defendant may be arrested. From an examination of the record, the right to arrest in the instant case is claimed by virtue of sub-division (4) of G.S. 1-410, which is as follows: “When the defendant has been guilty of a fraud in contracting the debt or incurring the obligation for which the action is .brought, in concealing or disposing of the property for the talcing, detention or conversion of which the action is brought, or when the action is brought to recover damages for fraud or deceit.”
Article I, § 16, of the Constitution, of North Carolina provides: “There shall be no imprisonment for debt in this State, except in cases of fraud.”
This constitutional provision against imprisonment for debt has been held to apply to debt in the strict sense of an obligation arising out of contract, and hence would not apply to contracts involving fraud, including fraud in contracting the debt or incurring the obligation. Melvin v. Melvin, 72 N.C. 384.
An. essential prerequisite to plaintiff’s right to body execution is that, where there has not already been a lawful arrest’ under G.S. 1-410, the complaint or affidavit must allege - such facts as would have justified ah order for such arrest. G.S. 1-311. Houston v. Walsh, 79 N.C. 35. Plaintiff’s complaint alleges a debt contracted by means of fraud, which is sufficient to support an order of arrest under G.S.. 1-410 (4).
G.S. 1-311 contemplates three classes whereby execution may be had on the body: (1) Where the cause of arrest does not appear in the complaint, but appears by affidavit. (2) Where the cause of arrest is set forth .in the complaint, but is based on facts which are collateral and extrinsic to plaintiff’s cause of action. (3) Where the facts showing the cause of arrest as set forth in the complaint are the same or essential to those on which plaintiff bases his cause of action. Peebles v. Foote, 83 N.C. 102. In the instant case, it appears that the facts alleged by plaintiff to show his cause of action and recover damages are the same as those on which he bases his cause *379of arrest in. order that he might have body execution. This is the situation contemplated in sub-division number three (3) above.
The judgment of default final entered by the clerk of superior court determined only that plaintiff was entitled to the amount of actual compensatory damages as represented by the total of the two- checks, with interest thereon. The judgment specifically stated! that the issue as to body execution was to be tried by jury in the: superior court. In Doyle v. Rush, 171 N.C. 10, 86 S.E. 165, it restated: “It was decided in Ledford v. Emerson, 143 N.C. 527, that-an execution against the person cannot issue simply because of allegations in the complaint, and that the. facts alleged entitling the plaintiff to such an execution must be passed upon and must enter into the judgment.”
We must conclude that the trial judge entered judgment of non-suit on the ground that the evidence elicited by plaintiff did not support the allegations contained in the complaint and therefore did not warrant submission to the jury.
The essential elements of actionable fraud are a definite and specific representation, which is materially false, made with knowledge of its falsity or in culpable ignorance of the truth, and with fraudulent intent, which representation is reasonably relied on by the other party to his damage. Electric Co. v. Morrison, 194 N.C. 316, 139 S.E. 455; New Bern v. White, 251 N.C. 65, 110 S.E. 2d 446.
Here, plaintiff depends solely upon the fact that two checks were issued and returned marked “Insufficient funds” to sustain his allegations of fraud. The act made criminal by G.S. 14-107 is knowingly putting worthless commercial paper in circulation. The drawing and delivery of a check to a third person, without more, is a representation that drawer has funds sufficient to insure payment upon presentation. And if known to he untrue, is a false pretense. State v. Yarboro, 194 N.C. 498, 140 S.E. 216; State v. Cruse, 253 N.C. 456, 117 S.E. 2d 49.
Plaintiff also depends upon the criminal statute 14-106, which provides as follows:
“Every person who, with intent to cheat and defraud another, shall obtain money, credit, goods, wares or any other thing of value by means of a check, draft or order of any kind upon any bank, person, firm or corporation, not indebted to the drawer, or where he has not provided for the payment or acceptance of the same, and the same be not paid upon presentation, shall' be guilty of a misdemeanor, and upon conviction shall be fined or imprisoned, or both, at the discretion of the court. The giving of the aforesaid worthless check, draft, or *380 order shall be 'prima facie evidence of an intent to cheat and defraud.” (Emphasis added)
It is stated in 5 Am. Jur. 2d, Arrest, § 56, p. 747:
“The test of the liability of a defendant to arrest under a statute authorizing arrest where the defendant has been guilty of a fraud in contracting a debt or incurring an obligation is the guilt of the defendant. There must' have been a fraudulent purpose in contracting or incurring the liability, and this implies personal misconduct, moral or actual, not merely legal or constructive fraud. . . .
“Under a statute permitting arrest for fraud in contracting a debt, a promise to pay may constitute fraud■ if coupled with a present intent not to pay. . . .” (Emphasis ours).
The checks on which plaintiff bottoms his case are not a part of the record. He has offered no evidence as to when he presented the checks for payment. They could have been presented any time from their issuance in July 1964 until December 14, 1964. Plaintiff seems to have studiously ayoided .introducing the checks or- giving evidence as to , when the. checks. were deposited or as to whether defendant had sufficient, funds on deposit with the bank to • pay the checks at the time of delivery or if presented within a reasonable time, The records of the bank and its personnel were readily available for this purpose. • ,,, ■. - -
This Court recognizes that the acceptance of a check'implies, an undertaking of due diligence -in presenting for payment; and' if drawer sustains a loss because of lack of such diligence, i.é., pre-' sentment within a reasonable time, it will operate as-' actual páyment, of the debt for which.it is. given, Chevrolet Co. v. Ingle, 202 N.C. 158, 162 S.E. 219. Since this rule applies in ordinary civil actions, a fortiori it would be applicable in the extra-ordinary, cases of arrest and execution against the person.
In the case of Melvin v. Melvin, supra, an; administrator was charged with misapplication of funds with which he was charged, without setting forth in ' ‘the' application' how /the funds had been misapplied. Holding that the. clerk’s .order of arrest should be'vacated, the Court said:
“The judgment ’of-a creditor or distributee fixes him with assets, and if it be provecí-that-he has-the-money in- hand he-, will be ordered to pay the-.fund into Court--but.suppose he is merely fixed with assets; and.fheie-is no -telling-from -The' pleading and affidavits whether die- has'1 émbezzled the 'funds--and ¡put the . money *381into his own pocket or has lost the assets by negligence in failing to collect notes due to the estate, ... it would be as hard a measure to treat him as a dishonest man, excluded, because of fraud, from the provision of the Constitution. . . .
“. . . We have no proof of the charge, and our decision is, that an administrator, although fixed with assets which should be forthcoming, is not thereby found guilty of fraud so as to exclude him from the privilege of being exempted by the Constitution from being imprisoned for debt, and is not to be treated as a dishonest debtor.”
It would be a harsh rule to label defendant dishonest and fraudulent so as to exclude him from the protection of Article I, . Sec. 16 of the North Carolina Constitution, where plaintiff has failed to reasonably exclude other possibilities not indicative of fraud. “An inference must be based on some clear and direct evidence, it cannot be based on presumption, some other inference or surmise. . . . 'However confidently one in his own affairs may base his judgment on mere probability as to a proposition of fact and as a basis for the judgment of the court, he must adduce evidence of other than a majority of chances that the fact to be proved does exist. It must be more than sufficient for mere guess and' must be such as tends to actual proof.’ ” Powell v. Cross, 263 N.C. 764, 140 S.E. 2d 393.
Plaintiff cannot depend on the terms of G.S. 14-107 to aid his case, since he fails to offer even a scintilla of evidence that defendant knowingly put worthless commercial paper into circulation, nor can he rely on the criminal statute. 14-106, since he fails to prove that the checks were worthless when issued. The record does not show a conviction of the crime charged in either G.S. 14-106 or G.S. 14-107, nor would plaintiff’s evidence in the record permit such conviction.
Plaintiff’s evidence fails to support all of the essential elements of fraud “in contracting the debt or incurring the obligation for which the action is brought.”
For reasons stated, the judgment entered by the court below is